Cookie Policy

Cookie Policy

Effective date: March 20, 2026 | Last updated: March 20, 2026

This Cookie Policy explains how sauditokenisation.com (“the Platform”), operated by The Vanderbilt Portfolio AG, Zurich, Switzerland, utilizes cookies and analogous tracking technologies. It describes the types of cookies deployed, the specific purposes each cookie serves, applicable retention periods, and the options available to you for managing cookie preferences. This policy supplements our Privacy Policy and should be read in conjunction with our Terms of Service.

Understanding Cookies

Cookies are small data files stored on your device — whether a desktop computer, laptop, smartphone, or tablet — by your web browser when you visit a website. Each cookie contains a unique identifier that allows the issuing website or its authorized third parties to recognize your device when you return or when you navigate to different pages within the same session. Cookies have been an integral component of web technology since the mid-1990s and are used by virtually every modern website.

Beyond traditional cookies, web technologies have evolved to include similar mechanisms for storing data on your device. These include web beacons (transparent pixel-sized images embedded in web pages or emails that confirm content delivery and record access times), local storage objects (which store data in your browser without expiration dates, unless explicitly cleared), and JavaScript-based tracking scripts that collect behavioral data in real time. Throughout this policy, “cookies” refers collectively to all such technologies unless a specific distinction is warranted.

Cookie Categories Deployed on This Platform

The cookies used on sauditokenisation.com fall into four functional categories, each serving a distinct operational purpose.

Strictly Necessary Cookies

Strictly necessary cookies enable fundamental Platform functionality without which sauditokenisation.com would not operate as intended. These cookies handle session management, load balancing across our server infrastructure, security token validation, and consent state persistence (recording whether you have accepted or declined cookie categories). Because these cookies are essential to deliver the service you have requested, they are set automatically when you access the Platform and do not require your consent under GDPR recital 30 and ePrivacy Directive Article 5(3). Strictly necessary cookies on this Platform are session-based and expire when you close your browser, or persist for a maximum of 24 hours to maintain consent records.

Performance and Analytics Cookies

We use Google Analytics 4 (GA4) to collect aggregated, statistical data about how visitors engage with the Platform. Analytics cookies enable us to measure visitor volume, identify popular content categories — such as our CMA framework analysis versus our SAMA fintech coverage — monitor page load performance, and detect technical errors that may affect user experience. The specific cookies set by GA4 include:

• _ga — Distinguishes unique visitors by assigning a randomly generated client identifier. This cookie does not contain personally identifiable information. Retention: 2 years.
• _ga_[container-id] — Maintains session state, tracking whether a particular page view belongs to a new or returning session. Retention: 2 years.
• _gid — Distinguishes unique visitors over a 24-hour period for high-frequency analytics. Retention: 24 hours.

We have configured GA4 with IP anonymization enabled, meaning the last octet of your IP address is replaced with zeros before any analytics processing occurs. Analytics data is transmitted to and processed on Google servers, which may be located in the United States. Google LLC participates in the EU-U.S. Data Privacy Framework.

Advertising Cookies

Advertisements displayed on this Platform are served through Google AdSense, which uses cookies to deliver, measure, and optimize advertising content. Advertising cookies collect information about your browsing activity — both on this Platform and across other participating websites — to build interest profiles and serve advertisements relevant to your inferred preferences. The principal advertising cookies include:

• IDE (DoubleClick) — Used for ad targeting, frequency capping, and conversion measurement. Retention: 13 months in EEA/UK jurisdictions; up to 24 months elsewhere.
• NID — Stores user preferences and information for Google services, including ad personalization on non-Google sites. Retention: 6 months.
• ANID — Associates your Google Account (if signed in) with ad personalization settings. Retention: 13 months (EEA/UK) to 24 months (other regions).
• 1P_JAR — Collects website statistics and tracks conversion rates for Google advertising campaigns. Retention: 30 days.

Google and its certified advertising partners may use the data collected through these cookies to display ads on third-party websites based on your visit to sauditokenisation.com. The advertising ecosystem includes demand-side platforms, supply-side platforms, and ad exchanges that participate in real-time bidding processes. You can opt out of personalized advertising at Google’s Ad Settings page: https://adssettings.google.com.

Functional and Preference Cookies

Functional cookies store your choices and preferences to provide a more personalized experience on subsequent visits. On sauditokenisation.com, functional cookies primarily record your cookie consent preferences (which categories you have accepted or declined) and may also store display preferences such as whether informational banners have been acknowledged. Functional cookies typically persist for up to 12 months.

Google Consent Mode v2

This Platform implements Google Consent Mode v2 to comply with European data protection requirements and Google’s publisher policies. Consent Mode v2 is a framework that bridges your consent choices with Google’s advertising and analytics services through the following consent parameters:

• ad_storage — Governs whether advertising cookies may be read from and written to your device. When you decline advertising cookies, this signal is set to “denied,” and Google AdSense will refrain from setting advertising cookies and will serve only contextual (non-personalized) advertisements.
• analytics_storage — Governs whether analytics cookies may be stored. When denied, GA4 operates in a cookieless measurement mode that sends anonymized pings without storing persistent identifiers.
• ad_user_data — Controls whether user-level data may be transmitted to Google for advertising purposes.
• ad_personalization — Controls whether collected data may be used for ad personalization and remarketing.
• functionality_storage — Controls storage of data supporting Platform functionality, such as language settings.

All consent parameters default to “denied” upon your first visit. The consent banner presented on initial page load allows you to selectively grant or deny consent for each non-essential category. Your consent state is stored in a first-party cookie so that it persists across sessions without requiring you to re-consent on each visit.

Third-Party Cookie Sources

In addition to Google Analytics and Google AdSense, the following third-party services integrated into the Platform may set their own cookies:

• Google Fonts — Used to render custom typefaces. Google Fonts makes HTTP requests to Google servers that may be logged, but this service does not set persistent tracking cookies on your device.
• Embedded external content — If any pages embed content from external platforms (e.g., regulatory documents hosted on government portals), those platforms may set cookies according to their own policies.

We do not exercise control over cookies set by third parties. We recommend reviewing the respective privacy and cookie policies of any third-party service you interact with through our Platform.

Managing Your Cookie Preferences

You have multiple options for controlling how cookies are set and stored on your device:

On-site consent controls. The consent banner displayed upon your first visit to sauditokenisation.com allows you to accept or reject each category of non-essential cookies. To modify your choices after initial consent, clear your browser’s cookies for sauditokenisation.com and revisit the Platform — the consent banner will reappear.

Browser-level controls. Every major browser provides settings to manage cookies. You can block all cookies, block only third-party cookies, delete existing cookies, or configure your browser to prompt you each time a cookie is set. Refer to your browser’s help documentation for specific instructions — Chrome (chrome://settings/cookies), Firefox (about:preferences#privacy), Safari (Preferences > Privacy), Edge (edge://settings/privacy).

Google-specific opt-outs. For Google Analytics, install the Google Analytics Opt-out Browser Add-on: https://tools.google.com/dlpage/gaoptout. For Google advertising cookies, visit Google Ad Settings: https://adssettings.google.com. For broader advertising industry opt-out, visit the Network Advertising Initiative: https://optout.networkadvertising.org or the Digital Advertising Alliance: https://optout.aboutads.info.

Do Not Track and Global Privacy Control. This Platform recognizes the Do Not Track (DNT) header and the Global Privacy Control (GPC) signal. When either signal is detected, non-essential cookies are suppressed and analytics data collection is limited to aggregate, cookieless measurement.

Cookie Retention Summary

Your Rights Regarding Cookie Data

Under GDPR and Swiss FADP: You have the right to access, rectify, erase, and restrict the processing of personal data collected through cookies. You also have the right to withdraw consent at any time and to lodge a complaint with the Swiss Federal Data Protection and Information Commissioner (FDPIC) or your local supervisory authority. Withdrawal of consent does not affect the lawfulness of processing that occurred before withdrawal.

Under CCPA/CPRA: California residents have the right to know what personal information has been collected through cookies, to request deletion, and to opt out of the sale or sharing of personal information. Google advertising cookies may qualify as “sharing” under CCPA. You may opt out by declining advertising cookies or by enabling the Global Privacy Control signal in your browser.

Updates to This Cookie Policy

We may revise this Cookie Policy to reflect changes in cookie technology, regulatory requirements, or our Platform’s use of tracking technologies. The “Last updated” date indicates the most recent revision. We encourage you to review this policy periodically.

Contact Information

For questions about this Cookie Policy or our use of cookies, please contact:

The Vanderbilt Portfolio AG Zurich, Switzerland Email: info@sauditokenisation.com

For comprehensive data protection information, please refer to our Privacy Policy.